Content
This training will cover the most important 3 modules:
- Module 1: Mindset of Credit Application
- Module 2: Business and Industry Risk and Information
- Module 3: Financial Analysis
- (+855)11 625 444 / 11 650 444
- info@camma.biz
Credit Risk Assessment Skills
Overview
This is a comprehensive program on the key aspects of advance credit risk assessment from the lenders point of view.
Credit Risk Assessment program is designed for experienced business credit participants to make an organized, conclusive credit risk assessment to minimize the risk of credit default and ensure asset quality lending. Key parts of the program is based on the mindset of the credit application, which applies assessment of who is the borrower, why lend to the borrower, the source of repayment and what are the risks that affect the repayment, and what are the critical success factors to ensure the risks are mitigated and the loan is repaid.
There will be various case studies based on actual business scenarios, with analysis on the business and industry of the borrowers, calculation exercises on financial analysis and cash flow projections, making this course very practical for business lenders to apply in their actual credit applications.
Objective
This training program aims to give the trainees advance credit tools to minimize credit risk. Therefore, upon the completion of this training program, the trainees will be able to:
- Identify the source of repayment and what are the key risks to the loan repayment.
- Gathering the key borrower, business and industry information to conclude what the critical success factors to mitigate the risks of repayment.
- Analyse the borrowers liquidity, funding, profitability, asset efficiency and cash flow positions.
- Create a cash flow projection and working capital calculation to justify the source of repayment.
Who should Attend?
This course is designed for:
- Credit Risk Management
- Relationship Managers
- Credit Analyst
- SMEs
- Commercial
- Corporate
- Banking and Finance Industry
- Business lending in front or middle departments
Trainer's Profile
He is an experienced Credit Trainer with over 20 years of credit industry experience and 10 years of credit training experience. He is a certified trainer in Credit Skills Assessment (CSA) by Omega Performance and a Certified Training Professional (CTP) by ITD. In addition, he is also a practitioner of NLP.
Fee Charged
The course fee is USD 370.00. It is inclusive of course materials, handouts, meals, refreshments, and certificates of completion but does exclude 10% of VAT amount.
We are offering an early bird registration fee to anyone who registers earlier. Interested participants or companies are encouraged to view the course details and early bird registration deadline. For further details on the early bird fee, please find the following:
USD 330 (Register before 20 February 2025)
USD 350 (Register before 10 March 2025)